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q&a

What is a Public Adjuster?
A public adjuster is an independent insurance professional that a policyholder may hire to help settle an insurance claim on his or her behalf.


How is a Public Adjuster Compensated?
Most public adjusters are paid based on a small percentage of the total settlement. Your insurance company provides an adjuster at no charge to you, while a public adjuster has no relationship with your insurance company, and charges a fee of up to 15 percent of the insurance settlement for his or her services. Your state’s insurance department may also set the percentage that public adjusters are permitted to charge

Note that while a public adjuster can assist with the claims process, he or she cannot get you more money than you are entitled to under your insurance policy.


If you're thinking of hiring a public adjuster:
Check the references and qualifications of any public adjuster. Ask for recommendations from family and associates. Make sure the adjuster is licensed in the state where your loss has occurred, and call the Better Business Bureau and/or your state insurance department to check up on his or her record.

Avoid any public adjuster who pressures you and, as always, read your contract carefully to make sure you understand it all before you sign.


SOME LOCAL PUBLIC ADJUSTERS
Marinilli Associates
3 Cabot Pl #3
Stoughton, MA 02072

(800) 637-0465

Grosky Associates Adjusters, Inc.
59 Belmont Street
South Easton, MA 02375

(508) 587-5900

Professional Loss Adjusters Inc.
343 Washington Street
Newton, Massachusetts 02458

(617) 932-5192
This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of this online form/application, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly with a licensed agent. Note any proposal of insurance we may present to you will be based upon the values developed and exposures to loss disclosed to us on this online form/application and/or in communications with us. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state.”

Please contact our office at 508-584-5900 to discuss specific coverage details and your insurance needs. In order to protect your privacy, please do not send us your confidential personal information by unprotected email. Instead, discuss that personal information with us by phone or send by fax.

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